Dental plan choices in Washington

Plan Name

What Is It?

Who Is It For?

Can I See My Current Dentist?

What Does It Cover and How Much Does It Cost?

Premium Plan
Click on the plan name to review the policy document.

A plan with comprehensive coverage for a broad array of dental services backed by Delta Dental’s largest PPO + Premier network and outstanding service.

Individuals who are looking for extensive coverage for most dental procedures and a higher annual maximum.

You may see any dentist; however, your out-of-pocket expenses may be less if you see a Delta Dental participating dentist.

To find out more about Premium Plan coverage and premiums, click Get a Quote for personalized options.

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Family Advantage Plan
Click on the plan name to review the policy document.

A unique plan that allows members to share a portion of their Policy Year Dollar Maximum with other members of the family.

Each enrolled member receives a fixed $1,000 Maximum per year. Each enrolled member also receives an additional $250 Maximum (up to $1,250 per family) which they can share with other members on the same policy who need greater coverage.

Families who are looking for a plan similar to an employer-sponsored plan with full-spectrum coverage with the ability to share a maximum with other plan members who may need greater coverage.

You may see any dentist; however, your out-of-pocket expenses will likely be less if you see a Delta Dental network dentist.

To find out more about Family Advantage Plan coverage and premiums, click Get a Quote for personalized options.

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Enhanced Plan
Click on the plan name to review the policy document.

A plan that closely mirrors an employer-sponsored dental plan. The Enhanced Plan offers an ample benefit backed by the large network and outstanding service you expect from the state’s No. 1 dental carrier*.

Individuals who are looking for a plan similar to an employer-sponsored plan with full-spectrum coverage.

You may see any dentist; however, your out-of-pocket expenses will likely be less if you see a Delta Dental network dentist.

To find out more about Enhanced Plan coverage and premiums, click Get a Quote for personalized options.

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Classic Plan
Click on the plan name to review the policy document.

An affordable plan with a traditional design. The Classic Plan covers most major procedures, and is backed by Delta Dental’s large network and outstanding service.

Individuals looking for full-spectrum coverage at an affordable monthly premium.

You may see any dentist; however, your out-of-pocket expenses will likely be less if you see a Delta Dental network dentist.

To find out more about Classic Plan coverage and premiums, click Get a Quote for personalized options.

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Clear Plan
Click on the plan name to review the policy document.

Dental benefits coverage without a lot of dental-insurance jargon. The Clear Plan states in advance how much you’ll pay for dental work, and that’s exactly what you pay – nothing more!

Individuals who value knowing how much they'll have to pay out of pocket any time they need dental work.

Benefits are paid only when members see a Delta Dental PPO or a Delta Dental Premier dentist. There are no benefits when a member sees a dentist outside of the Delta Dental network.

To find out more about Clear Plan coverage and premiums, click Get a Quote for personalized options.

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Basic Plan
Click on the plan name to review the policy document.

Our dental benefits plan that focuses on prevention. In addition to coverage for preventive services like exams and cleanings, the Basic Plan also provides coverage for emergency services, fillings and non-surgical extractions.

Individuals looking for a plan that covers routine preventive care.

You may see any dentist; however, your out-of-pocket expenses will likely be less if you see a Delta Dental network dentist.

To find out more about Basic Plan coverage and premiums, click Get a Quote for personalized options.

Get A Quote

*Delta Dental was ranked #1 "Best dental coverage" in the Benefits Selling 2013 Readers' Choice Awards.

Benefits provided on this page are for reference only.

Policies contain general and specific exclusions and limitations. This means certain dental services are not covered under the policy. Also, coverage for certain covered dental services is subject to conditions and other limitations, such as the number of times they may be covered in a given time period. You should obtain these exclusions and limitations and review them prior to enrollment. They are available during the quoting process.

Click on "Get a Quote" to view the premium you will pay, plan design details and the policy documents.

About Delta Dental of Washington

Delta Dental of Washington is Washington State's largest dental benefits company, providing coverage to over 2,800,000 people in-state and nationwide. We serve individuals, families and employer groups, offering dental benefits that support overall health and wellness.

Founded in 1954 as the Washington State Dental Service Corporation, we pioneered the dental benefits industry. In 1965, we joined other dental industry pioneers to create the Delta Dental Plans Association (DDPA), the nation's leading dental benefits system. We partner with DDPA member companies across the nation to promote oral health and offer the best services for patients.

We believe everyone deserves a healthy smile. It powers everything we do as we work to remove barriers to oral health care.

Key Statistics:

Total membership: 2,868,7311

Delta Dental Premier® network providers: 4,4572

Delta Dental PPOSM network providers: 3,8372

 

1DDWA Membership Report, Jan. 2017

2Netminder, Sept. 2016

 

Delta Dental by the Numbers