What is the best dental plan for me?
Although there is no one "best" dental insurance plan, some plans may work better than others for you and your family. Plans differ primarily in how much you'll have to pay monthly (Premium) for your coverage and how much you'll have to pay when dental services are rendered. Some plans will require that you pay a certain co-payment for services, or meet a specific deductible before the dental plan begins payment. Other plans may limit coverage to a specific dollar-amount maximum per year.
Beside the monthly premium, below are a couple of plan attributes you should consider when choosing a dental plan.
Ask your dentist which networks he or she participates in. Chances are he or she participates in Delta Dental's networks. Across the United States, more than 40% of dentists participate in the Delta Dental PPO network and more than 70% of dentists participate in the Delta Dental Premier® network. Delta Dental has the largest national network which means you'll find quality dental care wherever you are. Do keep in mind that in order to maximize your benefits, visiting a Delta Dental PPO provider may be the best choice.
To find a participating Delta Dental PPO or Delta Dental Premier dentist, visit the Dentist Search section of this website.
When comparing plans, you should consider the annual maximum, the deductible, any waiting periods, and what services are covered. We know the importance of preventive dental care and offer plans with low out-of-pocket costs for these procedures.