Why do I need a dental plan?
Oral health is closely linked to your overall health. Dental disease can contribute to cardiovascular disease, respiratory illness, diabetes and other health issues. With regular exams and cleanings, your dentist can help identify warning signs and symptoms of these diseases, before they become larger problems.
Most benefit programs, including Delta Dental Individual and Family Plans, emphasize prevention and include incentives for receiving regular preventive care. It often costs less to prevent dental disease than to perform major restorative work later. Typically, individuals with a dental plan are more likely to visit their dentists more often, resulting in better oral health and lower treatment costs down the road.
A Dental plan works very similar to a medical insurance plan. You pay a specific monthly Premium, and are therefore entitled to certain benefits, including regular checkups, cleanings, x-rays, and certain services required to promote general dental health. Some plans will provide broader coverage and others will require a greater financial contribution on your part when services are rendered. Plans may or may not provide coverage for certain types of oral surgery, dental implants, or dentures.